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Udhaar Recovery4 min read
Setting Smart Customer Credit Limits to Prevent Bad Debts in Pakistan
✍️
eKhata Risk Management Team
Jun 2026 · eKhata pk Business Guide
Overview & Context
The biggest mistake retail shopkeepers make is extending unlimited credit to friendly customers until the balance exceeds what the customer can afford to pay back. eKhata credit limit enforcement prevents debt accumulation.
⚡ KEY TAKEAWAYS FOR SHOPKEEPERS:
- ✓Set personalized credit ceiling amounts per customer (e.g. Rs 10,000)
- ✓Receive real-time warning popups when a new bill exceeds the limit
- ✓Require partial payment before unlocking additional credit sales
- ✓Track customer payment timeliness scores over 6-month periods
1. The Soft & Hard Limit Warning
When you type an entry that exceeds the customer's limit, eKhata highlights the field in amber/red, allowing you to make an informed business decision.
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